Grow, protect, and secure your wealth with tailored financial strategies.

Imagine your future


Are you confident your financial plans will deliver the lifestyle you desire? At DP Wealth Advisory, we create personalised investment portfolios designed to align with your unique life goals. Our expert team focuses on safeguarding your wealth and driving steady growth, ensuring you're on track for a prosperous future.


In today’s unpredictable financial landscape, achieving your goals can seem overwhelming. We guide you with expert advice, bespoke strategies, and ongoing support, giving you peace of mind knowing your financial well-being is in capable hands. Our holistic approach balances risk and return, empowering you to make informed decisions with confidence.

Meet our Director, Andrew Wielandt: the ETF Whisperer

Listen to Andrew’s weekly segment on Ausbiz for up-to-date insights into Australian business, markets, the economy, and startups.

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Our services:

Tailored financial solutions for every stage of life

➤ Aged care


Make confident, informed decisions about aged care accommodation within 28 days, reducing stress and uncertainty.

➤ Estate planning 


Ensure your legacy is protected, with smooth execution of your wishes and financial security for your loved ones.

➤ ETFs


Benefit from low-cost, passive investment strategies with ETFs that balance risk and boost portfolio diversification.

➤ Insurance


Stay financially protected from life's uncertainties with personalised insurance solutions tailored to your unique needs.

➤ Shares and investments 


Achieve your financial goals with a diversified, customised portfolio designed to manage risk and grow wealth.

➤ Tax planning


Maximise tax savings and build long-term wealth with optimised strategies developed in collaboration with your accountant.

Insights

May 30, 2025
As the dust settles following the 2025 federal election, investors and retirees across Australia are facing new legislative realities—particularly around superannuation tax thresholds and broader wealth management strategies. At DP Wealth, we understand that policy change can be unsettling. Headlines about “panic selling” and “super tax shocks” make it easy to lose sight of the long game. But rest assured, with expert guidance and a clear plan, there are effective ways to stay ahead—and stay in control. Division 296 and the $3 million super balance cap From 1 July 2025, individuals with super balances over $3 million may be subject to an additional 15% tax on earnings linked to the amount above that threshold, including unrealised gains. Who does this affect? Self-managed super fund (SMSF) trustees High net worth individuals nearing or exceeding the cap Those relying heavily on super for retirement and estate planning What should you be considering now? Does this change impact your retirement goals? Is your current structure still the most tax-effective for you? Would investing outside of super provide greater flexibility or advantages? Should you revise your contribution strategy before July 2025? Our team can walk you through different scenarios and work closely with your accountant and solicitor to ensure your plan remains efficient and aligned with your life goals. Tax Time 2025: Why Proactive Planning Is Your Best Asset Tax planning is never just about this year’s return. It’s about building strategies to: Preserve capital Optimise income distribution Minimise unnecessary tax liability Ensure intergenerational wealth transfer At DP Wealth, we’re committed to helping you stay on the front foot and ahead of the curve. We regularly review our clients’ portfolios to ensure they reflect both market conditions and legislative change. Key Strategies to Discuss with Your Financial Planner Here’s where personalised advice can deliver real value: Strategic Super Contributions - Make the most of concessional and non-concessional caps while they’re still available. Timing matters—especially leading up to July 2025. Diversified Investment Structures - We help clients explore options outside of super, including investment lending, tax-deferred income products, and ETF-based portfolios for cost-effective diversification Retirement and Estate Planning Alignment Changes to tax and super legislation should never be looked at in isolation. We assess their impact on: Your long-term income needs Binding death benefit nominations SMSF succession planning Collaborative Wealth Management We work alongside your accountant and solicitor to implement an integrated strategy that optimises capital gains and losses, leverages available concessions, and supports tax-efficient legacy. Stay Informed. Stay in Control. As we approach the 2025–2026 financial year, it’s critical to ensure your wealth strategy is future-ready. Now is the time to: Revisit your investment allocations Update your superannuation and contribution plans Start succession and estate planning discussions Speak to a professional before making reactive decisions Ready to talk tax and super strategy? Call our Toowoomba office today on (07) 4690 2588, or book a confidential consultation.
By Andrew Wielandt February 27, 2025
From shifts in U.S. policy and Australia’s market position to the growing appeal of private equity and infrastructure investment, there were plenty of takeaways for investors looking to navigate the year ahead.
Sydney Harbour Bridge
By Andrew Wielandt February 27, 2025
At Symphony 2025 , Andrew Wielandt explored how AI, data integrity, and smart tech adoption are reshaping our industry.
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Take control of your financial future today. Speak to our team and start your journey towards financial wellness. 


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