Articles.

Perspectives, tips, commentary, and insights from our team.

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What happens to your Age Pension when you sell your home

Selling the family home triggers specific Centrelink rules that can affect your Age Pension entitlement. Understanding the assets test exemption and how it works gives you time to plan before you sign anything.

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Young woman using laptop and smartphone in the backyard

What working from home means for your finances and career

While working from home provides valuable flexibility, it’s worth understanding the less obvious financial and career considerations, including CGT implications, career visibility, insurance gaps, and job security, before they catch you by surprise.

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The financial decisions that matter most when you change jobs

Starting a new job is one of the best opportunities Australians have to reset their financial arrangements, and the decisions you make in the first few months around super, insurance, salary sacrifice, and savings can quietly shape your financial position for years.

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5 factors that shape your borrowing capacity

From serviceability buffers to credit card limits, understanding what lenders look for puts you in a stronger position before you apply.

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Home nurse taking care of elderly woman in wheelchair

Why higher interest rates could make aged care more expensive

With aged care room prices averaging $570,000 and the MPIR sitting at 8.43%, how you fund residential aged care has never mattered more.

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Why ETFs have become one of the fastest-growing investment products

ETFs have gone from a niche product to a multi-trillion-dollar global industry, and Australian investors are embracing them faster than ever before.

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How to protect your household budget

Understand what is behind the middle-class squeeze and get a practical way to see where household spending has crept up, so saved money can be redirected toward long-term financial security.

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How to protect assets fairly in a blended family

For blended families, it can be hard to decide what is fair when it comes to money, assets, and inheritance. But with the right planning and legal structures in place, it is possible to protect everyone involved.

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6 things on the minds of Australian farmers at Farmfest 2026

After another year on the ground at Elders Farmfest, we share the six financial themes that Australian farming families are navigating right now.

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A financial adviser’s professional year: What Brendan Jones learned

Completing a professional year as a financial adviser is as much about people as it is about planning. Here is what Brendan learned along the way.

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10 ways to cut your health insurance premiums without being underinsured

Private health insurance premiums keep rising. Consider how to reduce what you pay without stripping away the cover that protects you when it matters most.

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What do you actually know about your superannuation?

Many Australians have no idea how their super is invested or whether their fund is still competitive, and for anyone in their pre-retirement years, that disengagement can have a real cost.

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Why planning for aged care early makes all the difference

Aged care planning is one of the most important financial decisions you’ll make, and the earlier you start, the more choices you’ll have.

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