Articles.

Perspectives, tips, commentary, and insights from our team.

5 factors that shape your borrowing capacity

From serviceability buffers to credit card limits, understanding what lenders look for puts you in a stronger position before you apply.

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Home nurse taking care of elderly woman in wheelchair

Why higher interest rates could make aged care more expensive

With aged care room prices averaging $570,000 and the MPIR sitting at 8.43%, how you fund residential aged care has never mattered more.

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Why ETFs have become one of the fastest-growing investment products

ETFs have gone from a niche product to a multi-trillion-dollar global industry, and Australian investors are embracing them faster than ever before.

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Family doing shopping in the grocery store

How to protect your household budget

Understand what is behind the middle-class squeeze and get a practical way to see where household spending has crept up, so saved money can be redirected toward long-term financial security.

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Blended family having lunch

How to protect assets fairly in a blended family

For blended families, it can be hard to decide what is fair when it comes to money, assets, and inheritance. But with the right planning and legal structures in place, it is possible to protect everyone involved.

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6 things on the minds of Australian farmers at Farmfest 2026

After another year on the ground at Elders Farmfest, we share the six financial themes that Australian farming families are navigating right now.

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A financial adviser’s professional year: What Brendan Jones learned

Completing a professional year as a financial adviser is as much about people as it is about planning. Here is what Brendan learned along the way.

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10 ways to cut your health insurance premiums without being underinsured

Private health insurance premiums keep rising. Consider how to reduce what you pay without stripping away the cover that protects you when it matters most.

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Senior couple walking side by side on sidewalk

What do you actually know about your superannuation?

Many Australians have no idea how their super is invested or whether their fund is still competitive, and for anyone in their pre-retirement years, that disengagement can have a real cost.

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Why planning for aged care early makes all the difference

Aged care planning is one of the most important financial decisions you’ll make, and the earlier you start, the more choices you’ll have.

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Sailboat glides across calm water at sunset with colorful sky

Keeping your eyes on the horizon

When markets get noisy, the investors who come out ahead are typically the ones who stay the course. We break down how to do that.

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Two sets of adult legs helping their baby stand

Income protection insurance: Is it worth the premiums?

If illness or injury stopped you from working tomorrow, would your finances hold up? Learn if income protection insurance the right answer for your situation.

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A clearer path out of debt

If you’re juggling multiple loan repayments and feel like you’ll never get ahead, debt consolidation could simplify your finances, reduce your interest costs, and help you build a realistic plan to become debt-free.

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